Alum Creek: Housing & Real Estate
Housing in Alum Creek centers on a median value of $159,300, with median rent $859 (1.1× higher than Lincoln County median $771; about the same as West Virginia median $872). Homeownership rate: 91.2%. That's 1.5× higher than the Lincoln County median ($105,300); about the same as the West Virginia median ($162,600). Market is cold. Vacancy rate 18.8%. New construction makes up 0.4% of stock. A municipal building code is in effect.
- 2.1× annual income — home value vs. household income (vs West Virginia 2.7×).
- 15.5 years to break even renting at the median (vs West Virginia 14y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 17% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $159,300 — 1.1× the West Virginia median ($146,500). Median rent $859/month. homeownership rate 91.2% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.1× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 21.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 12.2% |
| Affordability · Poverty Rate | 11.0% |
| Affordability · Property Tax Pct Income | 0.9% |
| Fair Market Rent · Studio rent | $714 (at West Virginia median) |
| Fair Market Rent · One-bedroom rent | $829 (vs West Virginia $816) |
| Fair Market Rent · Two-bedroom rent | $1,036 (vs West Virginia $973) |
| Fair Market Rent · Three-bedroom rent | $1,325 (vs West Virginia $1,264) |
| Fair Market Rent · Four-bedroom rent | $1,372 (vs West Virginia $1,410) |
| Fair Market Rent · HUD FMR area | Charleston, WV HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $160,492 |
| Median Home Value | $159,300 (vs West Virginia $146,500) |
| Median Rent | $859 (at West Virginia median) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cold |
|---|---|
| Housing Market · Vacancy rate | 18.8% |
| Housing Market · New construction (% of stock) | 0.4% |
| Housing Market · Price Appreciation 2Yr | 0.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (3)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at West Virginia median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at West Virginia median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at West Virginia median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.2% (vs West Virginia 70.9%) |
| Broadband · Broadband-capable premises | 948 |
| Electricity · Electricity rate (¢/kWh) | 15.07¢/kWh |
| Electricity · Customers | 866456 |
| Electricity · Revenue Millions | $1,609 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 0.988847584 (vs West Virginia 100.0%) |
| Mobile Broadband · 5G mobile coverage | 0.765799257 (vs West Virginia 100.0%) |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 91.2% (vs West Virginia 65.0%) |
|---|---|
| Median Year Built | 1975 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12